International Insurance Plans

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TFG Global Insurance Solutions Ltd. offers a wide array of international insurance plans for expatriates around the world and many local nationals where regulations permit. We can search the marketplace after detailing your insurance requirements. You can obtain information and quotes through our expatriate insurance division Expat Financial, a world leader in providing global insurance solutions for companies and individuals around much of the world.

Our international insurance division is primarily available through our Expat Financial division website at https://expatfinancial.com/

Individual expatriates can obtain a quote for global health insurance HERE. Please see below for additional information on the vast array of international insurance solutions that we deliver to our valued clients.

International Insurance Solutions for Every Stage of Your Global Journey

International insurance is not a single product or service for individual expatriates, especially our global benefits clients around the globe. It is a collection of plans built for different people, companies, different risks, and different stages of an assignment abroad. Whether you are an HR manager, global rewards director or CFO setting up cover for a team of expatriates, a resource company sending staff into a remote region, or an individual planning a move overseas, we can help you find the right fit.

The same goes for individual expatriates, global nomads and international citizens who require international coverage for their life abroad – such as work, retirement or extended travel.

Here is a closer look at the main categories of international insurance we source through our Expat Financial division and via this corporate website, along with the pages where you can learn more or start a quote.

  • Global Health Insurance

    For most expats and global nomads, health cover is the first and most important decision they will make before or after they move abroad. An international health insurance plan follows you across borders and can typically be renewed year after year, covering emergencies, chronic conditions, wellness, dental, and medical evacuation. We offer several excellent individual expat healthcare plans for people living abroad or about to make the journey.

    We source plans from large, capable, and well-known international insurance providers who can meet clients’ needs.

  • Corporate and Group Benefit Plans

    Employers sending staff abroad have a duty of care that goes well beyond a basic policy. Our expatriate group employee benefit plans page outlines how we design and manage global benefit programs for organizations with anywhere from a handful to a thousand expatriate employees, including multinationals, NGOs, and governments.

    We have a detailed list of the services available to international organizations who require comprehensive cover to help them meet their duty of care obligations. These plans can also help global employers retain and keep their international employees.

  • International Group Pension Plans

    Retirement planning does not stop at the border. We work with large global insurers which can quote international pension plans. These plans can often give your expatriate staff a compliant, portable retirement savings option while working abroad.

  • Expat Life Insurance

    Life insurance rarely travels well once you leave your home country, and many domestic insurers will not cover you once you are living abroad. Our international life insurance page explains how expat-specific life policies are underwritten and what to look for when comparing options.

  • Expatriate Disability Insurance

    An illness or injury abroad can affect your income as much as your health. Our expatriate disability insurance page explains short- and long-term disability options designed specifically for people living outside their home country.

  • Business Travel Insurance

    A necessary part of growing your business abroad is to send employees on short-term work assignments. For employees who travel frequently rather than relocate permanently, a business travel insurance plan can often cover an entire global workforce under one policy, simplifying administration for HR and finance teams alike. These robust policies are specially designed for business travel and make up for more off-the-shelf travel coverage meant for vacations.

  • Special Risk and High-Risk Region Coverage

    Mining, energy, non-profits, and resource companies often operate where standard insurance markets fall short. Our special risk insurance page covers how we source coverage for employees posted to difficult or politically unstable locations, including political violence, kidnap and ransom considerations, and other cover that general insurers tend to avoid.

    Our experience in serving clients in hostile and remote countries is legendary, including advocating for clients whose employees have unfortunately been impacted by natural disasters, war and terrorism.

  • Emergency Medical Evacuation

    In a true medical emergency, getting someone to the right facility quickly matters more than almost anything else. Our evacuation insurance plans page covers how evacuation cover works for both individuals and groups.

  • Sector-Specific Expat Insurance

    Life insurance rarely travels well once you leave your home country, and many domestic insurers will not cover you once you are living abroad. Our international life insurance page explains how expat-specific life policies are underwritten and what to look for when comparing options.

  • Coverage by Region

    Insurance requirements can vary widely depending on where in the world your employees are working. Expat Financials’ regional and country guides walk through what to expect in Africa, Asia, Europe, the Middle East, and beyond, including local healthcare standards and regulatory considerations. We can provide clients with a very detailed security and medical profile report if appointed on your global benefit plan.

Why TFG Global

How Does Your Company Work With TFG Global

Working with us starts with a conversation with your global HR and global mobility team. There are typical questions on where your people are located, and the level of protection you need for them. We do a deep dive into your international insurance requirements that will help you meet your duty of care.

We often conduct a FRP from the international insurance marketplace on your behalf, comparing plans from leading insurers to find coverage that fits your budget and duty of care obligations. We assist you in putting the plan in place, managing communications, policy documents and much more. Once a plan is in place, we stay involved through renewals, claims, and any questions that come up along the way, so your HR or mobility team always has a dedicated point of contact rather than a call centre. If you would like to see what this could look like for your organization, feel free to reach out through our quote page. or send us an email to info@tfgglobal.com

If you are not sure which category fits your situation, that is exactly what we are here for. Reach out through our quote page, and we will walk you through the options that make sense for your circumstances.

International Insurance Products

If you would like a quote, please contact us via our quote page. We will then report back to you with some possible insurance solutions. For additional information, you can learn more about why you should choose TFG Global below.

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ABOUT US

TFG Global Insurance Solutions Ltd. is a domestic and international insurance brokerage serving clients in Canada and the rest of the world. We have offices in Greater Vancouver and in downtown Toronto.

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