TFG Global Insurance Solutions Ltd. offers Canadian travel medical insurance for Canadian residents travelling from Canada to other parts of the world. We offer a variety of different plans for Canadian Residents currently in Canada who are covered by and continue to be covered by their provincial medical plan. All premiums are in Canadian dollars and you have to purchase the plan before you leave your home province. The plans are available to residents of Alberta, BC, Ontario and Yukon. If you live in another province, please contact TuGo directly at: 1-800-663-5389 & quote TFG456

Get a quote and apply online

After making payment online, you will be able to print your travel insurance policy confirmation online – it will contain the policy and claims information you need to take on your travels. Please download and read plan terms and conditions before you purchase. If you are already abroad, contact us for another solution.

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Note: If the applicant is not covered by a provincial or territory government health care plan at the time of a claim, their Emergency Medical Insurance coverage will be limited to a maximum of $50,000. You should purchase their hazardous sports rider if you will be doing any sports on your trip.

TuGu provides a variety of travel insurance plans. Each plan provides the Insured a unique level of coverage, and many can be purchased together to suit the needs of your particular trip:

Please read the plan terms and conditions contain in above brochure carefully before purchasing the TuGo policy. Note that for Visitors to Canada plans from TuGo, Pre-Existing Medical conditions are not covered as per their plan contract and brochure.

  • Annual Multi-Trip Travel Medical Insurance

    Emergency Excess Hospital/Medical insurance coverage that covers the Insured for multiple trips of specified durations over the course of a single year. Available to Canadian residents only. Available to Canadian residents covered by provincial government medical plan only.

  • Single Trip Travel Medical Insurance

    Emergency Excess Hospital/Medical insurance coverage that covers the Insured for single trips world wide including USA or plans which cover you world wide excluding USA, and plans which cover you travelling within Canada. Available to Canadian residents covered by provincial government medical plan only.

  • Trip Cancellation/Trip Interruption

    Before- and After-Departure Trip Cancellation and Trip Interruption insurance coverage for single trips. Available to Canadian residents only. Trip Cancellation/Trip Interruption

  • Baggage & Effects Travel Insurance

    Insurance coverage for the loss, damage, destruction or theft of baggage, personal effects and personal currency for single trips. Available to Canadian residents only.

Policy Options

The following options are available with most of the plans listed above:

Extensions

Insured individuals may obtain coverage for additional days for their single or annual insurance policy by purchasing an extension. Extensions are available prior to or after departure, subject to certain conditions.

Upgrades

Insured individuals may upgrade their plan duration or coverage options after purchase. Upgrades are available prior to or after departure, subject to certain conditions.

Top-Ups

Individuals who have coverage for a portion of their trip under other health insurance plans may purchase TuGo insurance as a “top-up”, which covers the individual for the full duration of their trip. Top-ups may only be purchased prior to departure. Please contact us if you would like a quote for top-up as this can’t be purchased online.